/* Canadian Money Help — studio release 2026.09.17 */
:root {
 --studio-ink:#172e28; --studio-green:#285b49; --studio-paper:#faf9f5; --studio-muted:#5f6c64;
 --studio-line:#d9dfd5; --studio-accent:#a3472f; --studio-soft:#e9eee5;
 --paper:#faf9f5; --paper-2:#f0f2eb; --paper-3:#e9eee5; --ink-900:#172e28; --ink-700:#394b41; --ink-500:#5f6c64;
 --navy-900:#172e28; --navy-800:#1d3e32; --navy-700:#285b49; --navy-500:#397b60; --navy-100:#e9eee5;
 --hairline:#d9dfd5; --amber-600:#a3472f; --amber-500:#b96943; --amber-100:#f4e9da;
 --cw-brand:#285b49; --cw-fg:#172e28; --cw-bg:#faf9f5; --cw-muted:#5f6c64; --cw-muted-strong:#485b50; --cw-border:#d9dfd5; --cw-border-strong:#91a399; --cw-surface:#eef2ea; --cw-accent:#a3472f;
 --font-body:"Geist",system-ui,sans-serif; --font-display:"Geist",system-ui,sans-serif; --cw-font:"Geist",system-ui,sans-serif; --cw-font-serif:"Source Serif 4",Georgia,serif;
}
html { scroll-behavior:smooth; scroll-padding-top:30px; }
body.cmh-studio { margin:0; background:var(--studio-paper); color:var(--studio-ink); font-family:"Geist",system-ui,sans-serif; font-size:16px; line-height:1.6; }
.studio-container { width:min(1184px,calc(100% - 64px)); margin-inline:auto; }
.studio-main { min-height:50vh; }
.studio-main *, .studio-header *, .studio-footer * { box-sizing:border-box; }
.studio-header a, .studio-footer a { text-decoration:none; }
.studio-skip { position:fixed; top:-120px; left:12px; z-index:1000; padding:12px 20px; color:white; background:#172e28; }
.studio-skip:focus { top:12px; }
body.cmh-studio :focus-visible { outline:3px solid #a3472f; outline-offset:5px; border-radius:2px; }
.studio-header { position:relative; z-index:20; background:var(--studio-paper); border-bottom:1px solid var(--studio-line); }
.studio-header__row { display:flex; justify-content:space-between; align-items:center; gap:32px; min-height:88px; }
.studio-brand { color:var(--studio-ink); display:flex; gap:12px; align-items:center; flex-shrink:0; font-size:17px; font-weight:650; line-height:1.15; letter-spacing:-.65px; }
.studio-brand svg { width:40px; height:40px; flex-shrink:0; }
.studio-brand__second { display:block; }
.studio-brand__dot { color:var(--studio-accent); }
.studio-desktop-nav { display:flex; gap:30px; align-items:center; }
.studio-desktop-nav a { position:relative; display:inline-flex; align-items:center; min-height:44px; font-size:14px; font-weight:500; color:var(--studio-ink); }
.studio-desktop-nav a::after { content:""; position:absolute; bottom:7px; height:1px; width:100%; background:currentColor; transform:scaleX(0); transform-origin:left; transition:transform .2s; }
.studio-desktop-nav a:hover::after,.studio-desktop-nav a[aria-current]::after { transform:scaleX(1); }
.studio-header__actions { display:flex; align-items:center; }
.studio-header__start { display:flex; align-items:center; gap:18px; min-height:44px; border:1px solid #c0cbbf; padding:10px 16px; border-radius:4px; color:var(--studio-ink); font-size:13px; font-weight:550; transition:background .18s,border-color .18s; }
.studio-header__start:hover { background:var(--studio-soft); border-color:var(--studio-green); }
.studio-header__start span { font-size:20px; }
.studio-menu { display:block; }
.studio-menu__mobile-label,.studio-menu__mobile-content { display:none; }
.studio-menu summary { cursor:pointer; display:flex; align-items:center; gap:10px; list-style:none; min-height:44px; font-size:13px; }
.studio-menu summary::-webkit-details-marker { display:none; }
.studio-menu summary svg { width:24px; height:24px; }
.studio-menu__panel { position:absolute; top:100%; right:max(32px,calc((100% - 1184px)/2)); width:min(520px,100%); max-height:calc(100dvh - 140px); overflow-y:auto; background:var(--studio-paper); border:1px solid var(--studio-line); box-shadow:0 18px 22px #172e2812; padding:24px; }
.studio-menu:not([open]) .studio-menu__panel { display:none; }
.studio-menu__panel nav { display:grid; }
.studio-menu__panel nav a { display:flex; justify-content:space-between; min-height:50px; align-items:center; border-bottom:1px solid var(--studio-line); color:var(--studio-ink); font-size:18px; }
.studio-menu__panel form { margin:0; }
.studio-menu__panel label { display:block; margin-bottom:8px; font-size:13px; }
.studio-menu__panel form>div { display:flex; }
.studio-menu__panel input { min-width:0; flex:1; padding:12px; background:white; border:1px solid #bbc7ba; border-radius:3px 0 0 3px; color:var(--studio-ink); font:inherit; font-size:16px; }
.studio-menu__panel button { background:var(--studio-green); border:0; padding:12px 18px; color:white; font:inherit; border-radius:0 3px 3px 0; cursor:pointer; }
.studio-menu[open]>summary { color:var(--studio-accent); }
.studio-topic-bar { background:#eff2e9; border-top:1px solid var(--studio-line); }
.studio-topics { display:flex; justify-content:space-between; gap:18px; }
.studio-topics a { display:flex; align-items:center; min-height:46px; font-size:12px; font-weight:500; color:var(--studio-ink); white-space:nowrap; }
.studio-topics a:hover { text-decoration:underline; text-underline-offset:5px; }
.studio-menu__heading { margin:24px 0 8px; font-size:12px; color:var(--studio-muted); }
.studio-menu__panel .studio-menu__primary { margin-top:20px; }
.studio-menu__panel .studio-menu__topics { grid-template-columns:repeat(2,minmax(0,1fr)); gap:0 20px; }
.studio-menu__panel .studio-menu__topics a { font-size:14px; min-height:46px; line-height:1.4; }
.studio-reading-exit { margin-top:30px; padding:24px 0; border-top:1px solid var(--studio-line); color:var(--studio-muted); font-size:14px; }
.studio-reading-exit a { display:inline-block; padding:8px 0; color:var(--studio-green); text-underline-offset:4px; }
.studio-footer { background:#172e28; color:#f2f3e9; padding:74px 0 26px; }
.studio-footer__top { display:grid; grid-template-columns:1.7fr 1fr 1fr; gap:70px; padding-bottom:56px; }
.studio-footer__brand { font-size:36px; line-height:1.2; letter-spacing:-1.3px; color:#f2f3e9; display:block; }
.studio-footer__brand em { font-family:"Source Serif 4",Georgia,serif; font-weight:400; color:#c6d3b8; }
.studio-footer__intro p { max-width:315px; color:#bdcbbf; font-size:14px; line-height:1.7; margin:22px 0 0; }
.studio-footer__column { display:flex; flex-direction:column; align-items:flex-start; gap:6px; }
.studio-footer__column h2 { font:500 13px "Geist",system-ui,sans-serif; color:#c6d3b8; margin:0 0 14px; }
.studio-footer__column a { font-size:14px; color:#f2f3e9; padding:5px 0; }
.studio-footer a:hover { color:#e2bc96; text-decoration:underline; text-underline-offset:5px; }
.studio-footer__sources { display:flex; gap:25px; flex-wrap:wrap; align-items:center; padding:24px 0; border-block:1px solid #ffffff26; font-size:12px; }
.studio-footer__sources span { color:#bdcbbf; margin-right:auto; }
.studio-footer__sources a { color:#e8eee2; }
.studio-footer__bottom { display:flex; justify-content:space-between; gap:28px; padding-top:24px; color:#bdcbbf; font-size:11px; line-height:1.8; }
.studio-footer__bottom p { margin:0; }
.studio-footer__bottom>div { display:flex; flex-wrap:wrap; gap:22px; align-items:flex-start; }
.studio-footer__bottom a { color:#bdcbbf; }
.studio-footer :focus-visible { outline-color:#e2bc96; }
@media(max-width:1100px) { .studio-desktop-nav { gap:20px; } .studio-header__row { gap:22px; } .studio-header__start { font-size:12px; gap:10px; } }
@media(max-width:999px) {
 .studio-desktop-nav,.studio-header__start,.studio-topic-bar,.studio-menu__desktop-label { display:none; }
 .studio-menu__mobile-label,.studio-menu__mobile-content { display:block; }
 .studio-menu__panel { right:0; width:100%; max-height:calc(100dvh - 80px); padding:20px 24px 28px; }
 .studio-header__row { min-height:80px; } .studio-footer__top { gap:35px; }
}
@media(max-width:640px) {
 .studio-container { width:calc(100% - 40px); }
 .studio-header__row { min-height:76px; }
 .studio-brand { font-size:15px; gap:9px; } .studio-brand svg { width:35px; height:35px; }
 .studio-header__row { gap:12px; } .studio-menu summary { gap:7px; font-size:12px; } .studio-menu summary svg { width:20px; height:20px; }
 .studio-menu__panel { max-height:calc(100dvh - 76px); }
 .studio-footer { padding-top:48px; } .studio-footer__top { grid-template-columns:1fr 1fr; gap:38px 24px; padding-bottom:32px; }
 .studio-footer__intro { grid-column:1/-1; } .studio-footer__brand { font-size:32px; } .studio-footer__intro p { max-width:340px; }
 .studio-footer__column a { min-height:38px; display:flex; align-items:center; }
 .studio-footer__sources { gap:14px 24px; } .studio-footer__sources span { flex-basis:100%; }
 .studio-footer__bottom { display:block; } .studio-footer__bottom>div { margin-top:16px; gap:16px; }
}
@media(prefers-reduced-motion:reduce) { html { scroll-behavior:auto; } .cmh-studio *, .cmh-studio *::before,.cmh-studio *::after { animation-duration:.01ms!important; transition-duration:.01ms!important; animation-iteration-count:1!important; } }