This calculator projects compound growth of an investment portfolio with regular contributions, then adjusts for inflation so you can see the projection in today’s purchasing power.
Why inflation matters
A $1,000,000 nominal balance 30 years from now has roughly half the purchasing power of $1,000,000 today if inflation runs at 2.5%. The real (inflation-adjusted) projection is what matters for retirement planning.
Inside a TFSA or RRSP
If you use this for registered account planning, your nominal projection equals your usable balance since TFSA withdrawals are tax-free and RRSP withdrawals taxable. Pair this with our RRSP vs TFSA calculator to see which wraps your savings best.