01
Pick what's happening
Start from a life situation, not a tool. The page shows the rules that apply, in plain language, with acronyms moved to the footnotes.
Canadian personal finance, cited to source
Start with what's happening in your life.
Plain-language guides and 101 calculators for the Canadian money decisions that actually keep you up at night.
or browse all 101 calculators →Most-visited situations
Buying your first home
Down payment options, tax-free savings, and rebates you may not know about.
Covers FHSA, HBP, first-time buyer credits.
New baby
Parental leave pay, monthly benefits, and what to set up before they arrive.
Covers EI, CCB, RESP basics.
Planning retirement
What to save into now, when to draw it down, and how government benefits fit in.
Covers RRSP, TFSA, CPP, OAS.
Paying down debt
Build a realistic payoff plan and know when a consumer proposal makes sense.
Covers avalanche, consolidation, proposal.
See all eight life situations →
101
Canadian calculators
2026
CRA tax tables verified
Monthly
Editorial review cycle
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Every
Page cites its source
Sourced from
CRA
CMHC
Statistics Canada
Revenu Québec
Provincial ministries
Where in life are you right now?
Each situation opens a plain-language guide. Acronyms stay at the bottom of every page, where they belong.
01
Getting started
New to Canada
Your first year: SIN, banking, building credit, and filing your first Canadian return.
Covers SIN setup, credit building, T1 filing.
New baby
Parental leave pay, monthly benefits, and what to set up before they arrive.
Covers EI, CCB, RESP basics.
Buying your first home
Down payment options, tax-free savings, and rebates you may not know about.
Covers FHSA, HBP, first-time buyer credits.
Education savings
Saving for a child's post-secondary, what the government tops up, and when to withdraw.
Covers RESP, CESG, CLB, withdrawal timing.
02
Planning ahead
Paying down debt
Build a realistic payoff plan and know when a consumer proposal makes sense.
Covers avalanche, consolidation, proposal.
Self-employed money
Paying taxes quarterly, deciding whether to incorporate, and when to register for sales tax.
Covers quarterly taxes, incorporation, HST.
Planning retirement
What to save into now, when to draw it down, and how government benefits fit in.
Covers RRSP, TFSA, CPP, OAS.
Estate planning
Writing a will, naming beneficiaries, and what the tax bill looks like after you are gone.
Covers wills, beneficiaries, deemed disposition.
How the site works.
Three steps. Designed so you can stop at any one of them.
02
Read the plain-language guide
Every rule links to its official source at the CRA, CMHC, or provincial ministry. No affiliate products, no upsell, no advice without qualifications.
03
Run the numbers when you're ready
Calculators live inside the guides, not the other way around. Use them when a question becomes specific, not before.
Editorial promise
We cite everything.
We cite everything.
We sell nothing.
Every rule on every page links to the official CRA, CMHC, Service Canada, or provincial ministry page it came from. If the rule changes, the page changes. If a rule cannot be sourced, it is not published.
Read the full editorial standards →“You can contribute up to $8,000 per year to your FHSA, with a lifetime contribution limit of $40,000.”
“CMHC's insurance premium is calculated on the total amount of the loan and is typically added to your mortgage payments.”
“Standard parental benefits are paid at 55% of your average weekly insurable earnings, up to a maximum.”
Jump straight to a tool.
All 101 calculators live inside the guides above. These are the ones people open most. All tools reviewed monthly · Last verified April 2026.