Mortgage

Closing Cost Calculator Canada 2025 — Total Buying Costs Breakdown Add up every closing cost when buying a home in Canada: land transfer tax (provincial + Toronto), legal fees, title insurance, home… Run → Rent vs Buy Calculator (Canada, 2026) The Rent vs Buy Calculator compares two wealth paths over a chosen time horizon. The buyer path tracks home equity growth (appreciation-adjusted… Run → Canadian Reverse Mortgage Calculator Estimate how much you can borrow against your home through a Canadian reverse mortgage. Shows compound interest cost over your holding period. Run → Fixed vs Variable Mortgage Calculator 2025 — Canada Compare interest paid over the term for fixed-rate certainty versus variable-rate best-estimate. Model your own variable rate assumption. Run → Mortgage Amortization Schedule Calculator Generate a year-by-year breakdown of your mortgage: interest paid, principal paid, and remaining balance at each year-end. Run → Biweekly Mortgage Payment Calculator 2025 — Canada Compare monthly, biweekly, and accelerated biweekly mortgage payments. Accelerated biweekly shaves years off your amortization by adding one extra monthly payment per… Run → Canadian Mortgage Refinance Breakeven Calculator Calculate how many months it takes for your monthly savings to offset the penalty and closing costs of refinancing your mortgage. Run → Mortgage Prepayment Penalty Calculator 2025 — Canada Estimate your mortgage prepayment penalty using either Interest Rate Differential (IRD) or three months’ interest, whichever your lender applies. Run → BC Mortgage Calculator 2025 — Property Transfer Tax and Payments Calculate your BC mortgage payment plus Property Transfer Tax with accurate first-time buyer exemption phase-out up to $835,000. Run → Ontario Mortgage Calculator 2025 — Payment, LTT, and Closing Costs Calculate your Ontario mortgage payment with integrated closing costs: provincial LTT, Toronto MLTT if applicable, and first-time buyer rebates. Run → Alberta Mortgage Calculator 2025 — No Land Transfer Tax Calculate your Alberta mortgage payment plus low closing costs. Alberta has no Land Transfer Tax, only modest Land Titles Office registration fees. Run → Canadian Mortgage Affordability Calculator Estimate your max purchase price using GDS, TDS, and the OSFI stress test. Includes CMHC down-payment tiers and insurance estimate. Run →