Province · Buying your first home in Canada

First-time home buyer programs in Saskatchewan

Saskatchewan offers a provincial first-time buyer tax credit and a PST rebate on new construction. No provincial land transfer tax, only a small title registration fee.

Reviewed by Ben Stevenson, Managing Editor, Canadian Money Help Updated April 20, 2026 Methodology

Up to $1,050 Provincial tax credit

Up to 42% PST rebate on new builds

None Land transfer tax

Provincial programs

Saskatchewan First-Time Homebuyers' Tax Credit

Non-refundable provincial tax credit equal to 10.5% of up to $10,000 of eligible amount, worth up to $1,050. Claimed on the provincial tax return the year after purchase. Splittable between partners.

Eligibility

First-time buyer as defined by CRA (four-year look-back)
Home is in Saskatchewan and becomes your principal residence within one year

Form: Claim on Form SK428

Saskatchewan PST Rebate for New Home Construction

Rebate of up to 42% of the provincial sales tax paid on a newly constructed home valued under $550,000. Partial rebate phases out up to $650,000.

Eligibility

Home is newly built and never previously occupied
Home is primary residence
Purchase or construction contract signed within program window

Form: PST rebate application

Estimate your land transfer tax

Stacking with federal programs

Saskatchewan buyers stack the provincial credit and PST rebate with federal FHSA, HBP, and HBTC. New-build buyers should also check the proposed federal GST removal for homes under $1M.

See all federal programs and stages →