Toronto municipal tax is separate from Ontario provincial tax. The calculator combines their residential marginal brackets for one or two single-family residences. Toronto’s high-value rates changed on April 1, 2026.
Toronto Municipal Land Transfer Tax Calculator
Illustrate Toronto and Ontario residential land transfer tax, including Toronto’s April 2026 high-value brackets. Check official eligibility and excluded charges.
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Scope and exclusions
This illustration does not include provincial or municipal non-resident speculation taxes, administration fees, registration fees or special-transfer treatment. Selecting first-time buyer rebates assumes every purchaser meets both authorities’ conditions; it does not determine eligibility or partial ownership.
For a $3.5 million ordinary residential purchase without rebates, the Toronto bracket calculation is $83,475 and the Ontario bracket calculation is $73,975, for $157,450 before excluded charges. This is an arithmetic example, not a closing statement.
Find the official calculation or fee schedule
- Ontario land transfer tax
- Toronto municipal rates and fees
- BC property transfer tax
- Alberta title registration and fee schedules
- Saskatchewan Land Titles fees
- Québec transfer duties and municipal variations
- Yukon Land Titles fees
For a jurisdiction not covered above, obtain the current schedule from its land registry or responsible tax authority and check municipal charges separately. A provincial transfer-tax estimate is not a complete list of closing costs.