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Ontario Land Transfer Tax Calculator

Calculate the Ontario Land Transfer Tax (LTT) on a home purchase. Uses the current 2026 bracket structure from the Ontario Ministry of Finance.

Reviewed by Canadian Money Help Editorial Updated April 20, 2026 Source CRA 2026

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Use this calculator to estimate your Ontario Land Transfer Tax (LTT) when buying a home in Ontario. If you are purchasing in the City of Toronto, an additional Toronto Municipal Land Transfer Tax applies on top of the provincial tax.

How Ontario LTT is calculated

Ontario applies a tiered rate to the purchase price. The brackets are:

  • 0.5% on the first $55,000
  • 1.0% on $55,001 to $250,000
  • 1.5% on $250,001 to $400,000
  • 2.0% on $400,001 to $2,000,000
  • 2.5% on amounts over $2,000,000 (on one or two single-family homes)

First-time home buyers may qualify for a rebate of up to $4,000 against the provincial LTT.

Frequently asked questions

Do first-time home buyers qualify for a rebate?
Yes. Eligible first-time buyers can claim up to $4,000 against the provincial Ontario Land Transfer Tax.
Does Toronto charge an additional land transfer tax?
Yes. The City of Toronto levies a municipal LTT on top of the provincial tax. See our separate Toronto Land Transfer Tax Calculator.
When is the tax paid?
Land Transfer Tax is paid at the time of closing, typically by your real estate lawyer on your behalf.