Yukon Home Ownership Program
Territorial loans for Yukon residents purchasing or building a first home. Terms vary by community and program stream.
Eligibility
- Yukon resident
- First-time buyer or long-term tenant
- Income and purchase-price ceilings
Province · Buying your first home in Canada
First-time home buyer programs in Yukon, NWT, and Nunavut
All three territories run homeownership loan programs aimed at overcoming small markets and high building costs. Programs are narrow, income-gated, and often target specific communities. Federal FHSA, HBP, and HBTC stack on top.
FHSA, HBP, HBTC
Federal programs apply
Loan-based, income-gated
Territorial programs
Minimal or none
Land transfer tax
Provincial programs
NWT Housing Programs
Northwest Territories runs several homeownership streams through NWT Housing, including Homeownership Assistance Program (HAP) and Contributing Assistance for Repairs and Enhancements. Eligibility narrow; programs target homeownership in smaller communities.
Eligibility
- NWT resident
- Core-need income test
- Home in qualifying community
Form: Apply via NWT Housing
Nunavut Down Payment Assistance Program
Down payment assistance for Nunavut residents. Limited inventory, narrow eligibility. Contact Nunavut Housing Corporation for current availability.
Eligibility
- Nunavut resident
- First-time buyer
- Core-need income test
Estimate your land transfer tax
Stacking with federal programs
Territorial buyers rely most heavily on the federal FHSA, HBP, and HBTC. Territorial loan programs are highly situational; federal programs apply universally.