The Régime québécois d’assurance parentale (RQAP) is Quebec’s parental insurance program, replacing federal EI maternity and parental benefits for Quebec residents. RQAP generally pays higher replacement rates and has more flexibility than federal EI.
Basic Plan (longer, 70%/55%)
- Maternity: 18 weeks at 70%
- Paternity: 5 weeks at 70%
- Parental: 32 weeks (first 7 at 70%, remaining 25 at 55%)
Special Plan (shorter, 75%)
- Maternity: 15 weeks at 75%
- Paternity: 3 weeks at 75%
- Parental: 25 weeks at 75%
Maximum insurable earnings for 2025 are $98,000. Parents choose either Basic or Special and cannot switch.