Add your quoted closing charges and down payment. This worksheet does not infer taxes, mortgage eligibility or service fees; use official sources and itemized quotes.
A worksheet for your own figures—not a quoted price. Enter the tax/registration amounts and service fees from official calculators, your lender and your legal professional. CMH adds the amounts without inventing default charges.
Zero means no amount was entered. It does not mean a charge is free, waived or inapplicable.
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Enter charges payable at closing, including any applicable sales tax on mortgage insurance. Include new-home taxes and other charges in the other-cost field if they apply. Do not double-count an amount already included in another quote.
The down payment is shown separately and then added to the entered charges. This is not the remaining amount you must transfer on closing day: deposits, credits, financed charges and adjustments must be reconciled against the actual statement. The worksheet does not assess mortgage eligibility.
CMH land-transfer illustrations and source links · CMHC mortgage-insurance cost information. The lender supplies the actual premium and applicable tax.
For a jurisdiction not covered above, obtain the current schedule from its land registry or responsible tax authority and check municipal charges separately. A provincial transfer-tax estimate is not a complete list of closing costs.